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Real Estate Frequently Asked Questions

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Here are some Real Estate frequently asked questions, but you can also ask a real estate question on our forum.


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    It can definitely be stressful to sell your home, but today with brokers that use the MLS system, some of the stress can be eased Wondering what the MLS is and how it can help you


    A mortgage is not interchangeable with a home loan. Under certain conditions, for a certain amount of money borrowers will sign a promissory note to the lender. The lender requires the borrower to sign a mortgage, to legally secure the lender.


    We do not enter into a binding real estate contract with the intention of terminating. However, things don't always go as expected. It is in your best interests to take steps prepare for this possibility as your proceed to closing. Here are some tips on how to do that.


    Getting accustomed to real estate terminology can be an intimidating prospect for most people After all, buying a home is a fairly complex business transaction involving large enough dollar figures to make anyone edgy, and it is not something you go through very often


    A FICO score is a credit bureau risk score produced from models developed by Fair, Isaac and Company, Inc.; commonly known as FICO scores. Fair, Isaac credit bureau scores are used by


    The formula generally used to calculate CAM - Common Area Maintenance is based on square footage. You would need to know


    CAM is generally the amount charged to tenants for expenses to maintain hallways, restrooms, parking lots, and other Common Areas. In commercial buildings this is the cost of


    The acre was originally the area a yoke of oxen could plow in a day and therefore differed in size from one locality to another. It is now fixed as


    As you might imagine, individuals who have never owned a home are good candidates. In addition, some programs offer first time home buyer loans to people who have not found a home within the last three years. Again, check to see


    A person’s first home purchase is a big deal, after all it is your first largest investment.



    Earnest Money deposit

    In real estate earnest money is a deposit made to a seller showing the buyer’s "good faith" in a real estate transaction. Some state laws state that real estate contracts must contain a consideration to be valid. This amount could be as low as a dollar.




    Tax lien Certificates
    A Tax Certificate is legal document, representing unpaid delinquent real property taxes, non-advalorem assessments, including special assessments, interest, and related costs and charges, issued in accordance with state statutes, against a specific parcel of real property and becoming a first lien thereon, superior to



    If any given situation has deteriorated to the point that a property owner refuses to live up to the terms of a deed restriction



    Anyone can enforce or seek to enforce a deed restriction. Deed restrictions are contracts between and among all property owners who live in a single subdivision



    Deed restrictions are for your benefit. They establish certain rules that must be followed by


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