credit Score, also know as a FICO Score or Beacon score, it is a person’s Credit report distilled into a three-digit number, generally between 300 and 800. The higher the number, the less of a risk that person is in handling credit in the eyes of the lending industry.

A score or Assessment used to evaluate the amount of "risk" involved in a credit transaction, based upon present financial situation, experience, and past credit history, used to determine or establish from the analysis of information provided the credit standing and creditworthiness of a potential Borrower to obtain a potential loan.